# CentsNote

> CentsNote is a local-first iPhone money manager for fast personal bookkeeping. The Chinese app name is 分分记账.

CentsNote helps people record expenses, income, transfers, recurring bills, budgets, and reports. It focuses on voice input, AI-assisted parsing with user review, local-first privacy, optional iCloud-ready backup, and multi-currency daily records.

## Primary Pages

- Home: https://centsnote.com/
- Privacy Policy: https://centsnote.com/privacy.html
- Terms of Service: https://centsnote.com/terms.html
- FAQ: https://centsnote.com/faq/
- Voice expense tracker guide: https://centsnote.com/features/voice-expense-tracker/
- Private expense tracker guide: https://centsnote.com/features/private-expense-tracker/
- Recurring bills guide: https://centsnote.com/features/recurring-bills/
- Budget tracker guide: https://centsnote.com/features/budget-tracker/
- Multi-currency expense tracker guide: https://centsnote.com/features/multi-currency-expense-tracker/
- Student expense tracker guide: https://centsnote.com/use-cases/students/
- Freelancer expense tracker guide: https://centsnote.com/use-cases/freelancers/

## Product Facts

- Platform focus: iPhone / iOS.
- Category: personal finance, expense tracker, budget app, recurring bill tracker.
- Data model: local-first by default; optional backup or sync is user controlled.
- AI role: parse natural-language entries into reviewable drafts.
- Support contact: support@centsnote.com.

## Not Claims

- CentsNote is not a bank.
- CentsNote is not financial, tax, investment, accounting, or legal advice.
- Automatic exchange-rate calculation is roadmap language unless implemented in the app build.